Most Commented

Superannuation for Australian Expats

Superannuation for Australian Expats

Legislation was introduced into the Australian Parliament this week to increase compulsory employer super guarantee (SG) contributions from 9 per cent to 12 per cent. This is to be done in regular stages over the next seven years and the current age limit of 75 for making contributions will also be removed.

Australian Superannuation - Yet more changes!

Superannuation Changes

We seem to have a Government as present which, when faced with a fork in the road always decides to take the "wrong one". Consequently, facing a Budget blow out of very significant proportions (too much spending and too little "mining tax" revenue") they decided to focus of the "Cookie Jar", which is every right minded politician's view of superannuation.

It pays to regularly review your mortgage

Review your Australian mortgage while overseas

Many Australia expats leave Australia initially on a two or three year assignment, and suddenly find themselves having been gone ten years.

Sterling continues to weaken against Australian Dollar

Pound weakens against Australian dollar

Despite the AUD being at 4 month lows amongst most major currencies as this article is written, Sterling has continued it's poor performance against the Australian dollar into 2013 and is at nearly 30 year lows. The chart below shows monthly average exchange rates over the last 20 years - with the AUD continuing to trend well above the long-term "average" rate.

NAPLAN - An introduction

NAPLAN - comparing Australian schools

For returning expatriates with children, finding the "right" school is often their highest priority, influencing both where the family will live and often their parent's employment..

Is the Australian Government Expat Unfriendly?

Is the current Australian Government expat unfriendly?

Over three years ago the current Australian Federal Government decided to withdraw the tax exemption available under section 23AG of the Tax Act in relation to the income earned by Australian residents overseas, if they met certain conditions. It was a monumentally stupid thing to do, and that remains the case.

Retiring Overseas on an Australian Age Pension

retiring overseas on an Australian pension

We very much support the idea of Australians spending all or part of their retirement offshore - cost of living differences mean that they can potentially have a much more relaxed and enjoyable lifestyle. It's not for everyone - you need to factor in the impact of prolonged absences from family and lifelong friends - but it is certainly an option that is worthwhile considering.

Smartphones and the cost of "Global Roaming"

Global roaming risks extortionate mobile phone data costs

Australia has one of the highest penetrations of smartphone users in the world and individuals going overseas risk extreme "budget shock" if they allow their phones to keep them automatically updated about the weather, news and sporting results, much less using them for web browsing, email and video viewing.

Expatriate Tax Myths

Australian expatriate tax myths

Australia has a complicated tax system; being an expatriate adds another level of complexity

We have collected some common myths below regarding taxation if you are an Australian expatriate - just to be clear, these statements are (usually*) WRONG.

Expats and establishing a VPN

VPN networks for Expats

It sounds a little strange, but we recommend that every expatriate and traveller who is going to use the internet extensively while travelling or living overseas should obtain a VPN service.